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Most of use do not want any more spam, and so we are reluctant to give up our email address, especially to adult or porn companies.

Some of the free adult chat services require a credit card, even though they claim it is only for age verification, and you will not be charged, sometimes "during free trial" in small print.

If this digit is 9 the next three digits are the country code from ISO 3166-1.

The issuer identification number also known as the bank identification number (BIN) is the first six digits of the credit card number.

These identify the institution that issued the credit card to the card holder. Afterwards comes the account number, digit 7 to last minus one.

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